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Current Rates Online Account Opening Rates

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Deposit products are only available to residents of Massachusetts.

 
21-Month Bump-Up CD*
(Effective: Friday, August 29, 2014)
Program
Term
Minimum Daily Balance
to earn APY
APY
Min. Deposit
21 - Month Bump-Up CD
(Waiting for rates to go up? Your wait is over! Sign up for a e21-month CD at MutualOne Bank and if the rate increases at any time durung your term, you have a one-time option to bump-up your account to the new rate - without penalty!)
21 months
$500.00
0.65%
$500.00
*Annual Percentage Yield (APY) subject to change. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. The Bump-Up Option is one time during the 21-month term. To exercise your option, you may come into the Bank. Your new rate will match our 24-month unless you instruct us differently.


Certificates of Deposit (CDs)*
(Effective: Friday, August 29, 2014)
Program
Term
Minimum Daily Balance
to earn APY
APY
Min. Deposit
CDs
3 months
$500.00
0.40%
$500.00
6 months
$500.00
0.45%
$500.00
18 months
$500.00
0.65%
$500.00
24 months
$500.00
0.75%
$500.00
36 months
$500.00
1.00%
$500.00
*Annual Percentage Yield (APY) subject to change. Substantial penalty for early withdrawal.


eCD 12 Month Special*
(Effective: Friday, August 29, 2014)
Program
Term
Minimum Daily Balance
to earn APY
APY
Min. Deposit
12 Month CD
12 months
$100.00
0.65%
$100.00
*Annual Percentage Yield (APY) subject to change. Substantial penalty for early withdrawal.


eChecking & eSavings*
(Effective: Friday, August 29, 2014)
Program
Minimum Daily Balance
to earn APY
APY
Advantage Checking
(Minimum opening deposit: $100. Minimum balance of $1,000 is required to avoid the monthly service charge of $8.00 or maintain $5,000 in any combination of deposit accounts and/or loan balances.)
$50,000.00 and above  0.50 %
$25,000.00   to  $49,999.99   0.25 %
$10,000.00   to  $24,999.99   0.15 %
$5,000.00   to  $9,999.99   0.15 %
$1,000.00   to  $4,999.99   0.10 %
$10.00   to  $999.99   0.01 %
Savings
(Minimum opening deposit: $10)
$10.00
0.15%
Money Market Plus
(Minimum opening deposit: $500)
$10.00   to  $2,499.99   0.10 %
$2,500.00   to  $9,999.99   0.15 %
Over $10,000.00   0.30 %
*Annual Percentage Yield (APY) subject to change. These are variable rates that are subject to change. Fees may reduce earnings on these accounts.


People you can count on.
For more information on our products and services, please visit Client Services, use our Information Request Form, or call us at (508) 820-4000.