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Current Rates Mortgage Rates

Buying or refinancing? Let us help you decide on the best program for you.

 
Special Program
MutualOne Connections Program*
(Effective: Friday, May 24, 2013)
Program
 		Interest Rate
 		Points
 		APR
 		Monthly Payments
per $1000 borrowed
5/1 ARM
3.990%
 0 3.998%
1   to  60 months   $4.77
3.990%
61   to  360 months   $4.77
5/1 ARM
(90% LTV)
3.990%
 0.5 4.040%
1   to  60 months   $4.77
3.990%
61   to  360 months   $4.77
30 Year Fixed
5.990%
 0 5.999%
 $5.99
30 Year Fixed
(90% LTV)
5.990%
 0.5 6.046%
 $5.99
20 Year Fixed
5.740%
 0 5.751%
 $7.02
15 Year Fixed
5.490%
 0 5.504%
 $8.17
10 Year Fixed
4.250%
 0 4.270%
 $10.24
*Exclusively for owner occupied properties in Framingham, Natick, Ashland, Dover, Holliston, Hopkinton, Marlborough, Needham, Sherborn, Southborough, Sudbury, Wayland, Wellesley or Weston – or for those who work in Framingham or Natick (your home can be out of town). Loan payments are required to be automatically withdrawn from a MutualOne Bank checking account. ARM caps are 1%/3%. $750,000 maximum loan. 75% Maximum LTV for loans over $500,000. Payments shown do not include taxes or insurance. Your payments may be greater.


Special Program
Community Loan Program*
(Effective: Friday, May 24, 2013)
Program
 		Interest Rate
 		Points
 		APR
 		Monthly Payments
per $1000 borrowed
7/3 ARM####
(90% LTV)
4.500%
 0 3.647%
1   to  84 months   $5.07
2.875%
 0
85   to  120 months   $4.31
2.875%
 0
121   to  360 months   $4.31
*For purchases only in Framingham, Natick, Ashland, Dover, Holliston, Hopkinton, Marlborough, Needham, Sherborn, Southborough, Sudbury, Wayland, Wellesley, or Weston. Exclusively for borrowers with annual household income up to $84,000. Maximum Loan $250,000. ARM caps are 2%/5%. Payments shown do not include taxes or insurance. Your payments may be greater.


Other Programs*
(Effective: Friday, May 24, 2013)
Program
 		Interest Rate
 		Points
 		APR
 		Monthly Payments
per $1000 borrowed
5/1 ARM
4.240%
 0 4.248%
1   to  60 months   $4.91
4.240%
61   to  360 months   $4.91
5/1 ARM
(90% LTV)
4.240%
 1 4.333%
1   to  60 months   $4.91
4.240%
61   to  360 months   $4.91
30 Year Fixed
6.240%
 0 6.249%
 $6.15
30 Year Fixed
(90% LTV)
6.240%
 1 6.344%
 $6.15
20 Year Fixed
5.990%
 0 6.002%
 $7.16
15 Year Fixed
5.740%
 0 5.754%
 $8.30
*ARM caps are 1%/3%. $750,000 maximum loan. 75% Maximum LTV for loans over $500,000. Payments shown do not include taxes or insurance. Your payments may be greater.


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For more information on our products and services, please visit Client Services, use our Information Request Form, or call us at (508) 820-4000.