Current Rates Home Equity Rates

Find out how a home equity loan or line of credit from MutualOne may be perfect financing solution.

 
 

Fixed Rate Home Equity Loans* (Effective: Thursday, May 23, 2013) Program Term APR Monthly Payments per $1000 borrowed 75% LTV (Maximum loan amount $200,000 ) 5 years 4.990% $18.87 10 years 5.250% $10.73 15 years 5.500% $8.17 20 years 5.750% $7.02 100% LTV (Maximum loan amount $25,000) 5 years 6.990% $19.80 10 years 7.250% $11.74 15 years 7.500% $9.27 20 years 7.750% $8.21 *Annual Percentage Rate (APR) subject to change. Refinancing available. 1-4 family owner-occupied properties only. Adequate property insurance is required. If an appraisal is required there is a fee of $85 to $450. A prepayment penalty may apply. Home Equity Line* (Effective: Thursday, May 23, 2013) Program APR Prime minus .25% for 1-5 years 3.250% Prime plus .25% thereafter 3.500% *Rates subject to change. The Annual Percentage Rate (APR) is variable based on the Prime Rate as published in The Wall Street Journal on the last business day of the month less 1/4 of 1%. Maximum lifetime interest rate is 17.5%. Minimum lifetime interest rate is 3.25%. New loans only. 1-4 family owner-occupied properties only. Adequate property insurance is required. Maximum loan amount $200,000. Maximum total loan to value is 75%. If an appraisal is required there is a fee of $85 to $450. Draws required to be advanced on line to a checking account at the Bank. Ask us about our program for draws to be advanced by a check. A cancellation fee may apply. Other restrictions may apply.

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