Current Rates Deposit Rates

Turn to the One bank for competitive rates and a variety of products.

Deposit products are only available to residents of Massachusetts.

 

21- Month Bump-Up CD* (Effective: Thursday, June 20, 2013) Program Term Minimum Daily Balance to earn APY APY Min. Deposit 21 - Month Bump-Up CD (Waiting for rates to go up? Your wait is over! Sign up for a 21-month CD at MutualOne and if the rate increases at any time during your term, you have the one-time option to bump-up your account to the new rate - without penalty!) 21 months $500.00 0.65% $500.00 *Annual Percentage Yield (APY) subject to change. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. The Bump-Up Option is one time during the 21-month term. To exercise your option, you may come into the Bank. Your new rate will match our 24-Month CD rate available at that time. At maturity, your account will be automatically renewed as a 24-Month unless you instruct us differently. Advantage CD * (Effective: Thursday, June 20, 2013) Program Term Minimum Daily Balance to earn APY APY Min. Deposit Advantage CD (This is a great CD special. Add funds. Withdraw funds without penalty. Stop by either office and speak with a Customer Service Representative today. ) 9 months $5,000.00 0.50% $5,000.00 *Annual Percentage Yield (APY) subject to change. A penalty may be imposed if funds are withdrawn within 7 days of opening the account, or if funds are withdrawn more than once within a 7 day period. Advantage Checking * (Effective: Thursday, June 20, 2013) Program Minimum Daily Balance to earn APY APY Advantage Checking (Minimum opening deposit: $100. Minimum balance of $1,000 is required to avoid the monthly service charge of $8.00 or maintain $5,000 in any combination of deposit accounts and/or loan balances. ) Over $50,000.00   0.50 % $25,000.00   to  $49,999.99   0.25 % $10,000.00   to  $24,999.99   0.15 % $5,000.00   to  $9,999.99   0.15 % $1,000.00   to  $4,999.99   0.10 % $10.00   to  $999.99   0.01 % *This is a variable rate and is subject to change. Fees may reduce earnings. Certificates of Deposit (CDs)* (Effective: Thursday, June 20, 2013) Program Term Minimum Daily Balance to earn APY APY Min. Deposit CDs & IRAs 28 days $5,000.00 0.65% $5,000.00 3 months $500.00 0.40% $500.00 6 months $500.00 0.45% $500.00 12 months $500.00 0.55% $500.00 18 months $500.00 0.65% $500.00 24 months $500.00 0.75% $500.00 30 months $500.00 0.85% $500.00 36 months $500.00 1.00% $500.00 48 months $500.00 1.16% $500.00 60 months $500.00 1.46% $500.00 *Annual Percentage Yield (APY) subject to change. Substantial penalty for early withdrawal. Checking & Savings Accounts* (Effective: Thursday, June 20, 2013) Program Minimum Daily Balance to earn APY APY Money Market Plus (Minimum opening deposit: $500) $10.00   to  $2,499.99   0.10 % $2,500.00   to  $9,999.99   0.15 % Over $10,000.00   0.30 % Nonprofit Money Market (Minimum opening deposit $500. Available to 501(c)3 organizations. Just a reminder that our Advantage Checking Account is always free to our nonprofit customers.) $10.00   to  $999.99   0.15 % $1,000.00   to  $4,999.99   0.25 % $5,000.00   to  $24,999.99   0.25 % Over $25,000.00   0.50 % Savings (Minimum opening deposit: $10) $10.00 0.15% *Annual Percentage Yield (APY) subject to change. These are variable rates that are subject to change. Fees may reduce earnings on these accounts.

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For more information on our products and services, please visit Client Services, use our Information Request Form, or call us at (508) 820-4000.