Personal Services Savings & Retirement
Competitive rates and a variety of products combine to help you reach your financial goals.
If you would like to receive a statement each month detailing your account activity and interest earnings, a Statement Savings account is the answer. For greater convenience, you can also combine your MutualOne Bank checking and statement savings accounts onto one easy-to-read monthly statement.
Maintain a minimum daily balanceof just $10 to avoid the $1 monthly service fee.
Those who prefer an ongoing record of all their deposits, withdrawals and interest earnings should consider this traditional savings. There are no monthly service charges when you maintain a minimum daily balance of $10 in your account. Otherwise, there is a monthly service charge of $1.
Our club account makes saving for a vacation or the holidays easy! Select either a statement or a passbook, the choice is yours and make regular contributions to the account. Receive the funds plus interest at the end of October, or change it to any month that is convenient for you.
Money Market Plus
We've combined the high rate of a short-term CD with the flexibility of a Money Market account. Start your account with just $500.
Certificate of Deposit (CD)
Our certificates of deposit allow you to earn guaranteed returns over a specific period of time, no matter what happens in the financial markets. Open a CD with as little as $500 and leave your money on deposit for a few months or a few years.
Individual Retirement Accounts (IRAs)
Its never too early, or too late, to start planning for retirement. Whether you choose a Traditional or Roth IRA, there is no annual fee and your earnings are guaranteed. We can even help with IRA rollovers or transfers.