Mutual One Bank
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Personal Services Other Services

Safe Deposit Boxes
Looking for a safe place to store your valuables? Our Natick office at 49 Main Street has safe deposit boxes. Prices are as follows:

Size Annual Rental   Size Annual Rental
3″ x 5″ x 24″
5″ x 5″ x 24″
3″ x 10″ x 24″
  5″ x 10″ x 24″
10″ x 10″ x 24″
22″ x 16″ x 24″

Some sizes may not be available. You may check at any of our offices about availability, or call 508.820.4000.
FDIC does not insure safe deposit box contents. Lessees may secure insurance at their own expense.

Telephone Banking
Manage your accounts right over the phone, from anywhere, anytime. Call (888) 415-9901 toll free to check account balances, transfer funds, see which checks have cleared, obtain rate information, and more.

Overdraft Privilege
Overdraft Privilege provides a safety net in the event there are not enough funds in your checking account at the time of a withdrawal. Rather than automatically returning unpaid all insufficient funds items, we will consider, without obligation on our part, payment of your reasonable overdrafts created by checks, ACH, or in-person (teller) withdrawals up to your assigned Overdraft Privilege limit. With some exceptions, most of our checking account types are eligible for this service.

You do not have to apply for this service, and you do not need to sign any additional documents. There is no fee to add Overdraft Privilege to an account, and no fee if you never use it. If we authorize a transaction that causes your account to fall into a negative balance you will incur our normal overdraft fee of up to $29.

If you want to extend Overdraft Privilege to your debit card, you must Opt In by completing our opt in form and mailing it back to us, or dropping it off at either banking office. If you opt in, your debit card will work as it currently does. If we authorize a reasonable debit card transaction (including ATM transactions) that causes your account to fall into a negative balance you will incur our normal overdraft fee of up to $29.

Overdraft Transfer Service
When there are insufficient funds in your account to cover a check, withdrawal, or automatic payment that you have authorized, and you have Overdraft Transfer Service, we transfer funds from your designated statement savings account and charge you an automatic transfer withdrawal fee of $2. This fee covers all overdrafts that occur in a single day. Some restrictions do apply to the number of transfers allowed in a statement period. Click here to download our Automatic Transfer Authorization Form.

Additional Services
• Coin Counting Machine 6% - non-customers; free for customers (Coin counting machines available at Main Street and Lincoln Street offices only.)
• Treasurer’s Checks $5.00*
• Money Orders $3.00 (per $1,000 maximum)*
• Domestic Wire Transfers Outgoing - $20.00
• International Wire Transfers Outgoing - $40.00
• Notary Services Free
• Signature Guarantees Free to customers

*These fees are waived or discounted for customers with active checking accounts.

People you can count on.
For more information on our products and services, please visit Client Services, use our Information Request Form, or call us at (508) 820-4000.