Personal Services Debit Card
Our Debit MasterCard® combines ATM access with the purchasing power of a check. You can use it to access your checking account at ATMs worldwide, and in place of a check wherever Debit MasterCard is accepted.
With our Ultimate Free Checking and Advantage Interest Checking accounts, your card also comes with a host of additonal benefits:
Debit Card Rewards
Earn cash for using your debit card! Receive a cash credit (10¢ for each PIN-based and signature-based transaction) each time you use your MutualOne Bank debit card.
Purchase Rewards – Click, Shop, Enjoy
Receive exclusive cash back offers at the types of places you shop most. Log in to online banking to activate your offers, then just pay with your debit card to earn your purchase rewards. Find out more.
Over 70,000 ATMs!
You can avoid surcharges by using SUM® program ATMs, MoneyPass®, and Allpoint™ Network ATMs nationwide! Find out more.
We do not charge you to use an ATM
It doesn’t matter who owns the ATM, we will not charge you for using it. However, the owner of the ATM may impose a surcharge.
NYCE Shared Deposit
Can't make it to the bank? We participate in the NYCE Shared Deposit program so you can make deposits at the ATMs of other participating institutions. Find out more.
MasterCard Secure Code
Choose a private code that will protect your account against unauthorized charges when you shop online at participating merchants. Register your card.
We provide industry leading technology, tools and the expertise to protect your card, and your accounts, from fraud. Experienced fraud analysts work around-the-clock, watching for any suspicious card activity, ready to contact our customers if they detect potential fraud on your card.
Traveling overseas? Because FraudWatch Plus uses geography as one factor when looking for potential fraud, you should contact Client Services before you leave to minimize the risk your debit card may be blocked while you are away.