Personal Services Checking
At MutualOne Bank, we've made choosing a checking account simple. And, no matter which account you select, you'll always get the personal service you expect from your local community bank.
Ultimate Free Checking
A simple, worry-free checking account with no monthly fees, no minimum balance requirements and no per-check charges. You can open your account with just $10.
Advantage Interest Checking
If you normally keep larger balances in your checking account, our Advantage Interest Checking may be right for you. Your interest rate increases with your account balance, and $8 monthly service charge is waived when you keep a minimum balance of just $1,000, or $5,000 in a combination of MutualOne deposit accounts. You can open your account with just $100.
Checking for Charity
Each year MutualOne donates $10 to a designated local charity with the opening of each new personal or business checking account. Click here to find out about this year’s recipients.
At MutualOne Bank, every deposit is insured in full.
Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits over and above this amount are covered by the Share Insurance Fund (SIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks. There are no maximum account limitations or amount limitations.