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Personal Services Home Equity Credit Line

2.25% APR* Fixed for 12 months. • 3.25% APR* Prime Rate for the life of the line.

Our MutualOne Home Equity Credit Line has No Points, No Closing Costs, and No Annual Fee. It can provide a convenient, flexible way to borrow only what you need, when you need it – just by writing a check. You can apply online or at any of our offices.

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*Annual Percentage Rate (APR) as of 7/22/15 and subject to change. Initial rate is 2.25% APR. After twelve months, the rate is variable based on the Prime Rate. Maximum lifetime interest rate is 18%. One to four family owner-occupied primary residences and single family second homes only. Minimum loan amount $10,000. Maximum loan amount $250,000. Maximum total loan to value is 75%. No points and no closing cost program. Adequate property insurance is required. A prepayment penalty of all of the amounts paid to third party vendors by lender for origination of subject loan, plus 2% of the amount prepaid will apply if loan is discharged within 36 months of closing. Flood insurance may be required. Other terms and restrictions may apply.

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For more information on our products and services, please visit Client Services, use our Information Request Form, or call us at (508) 820-4000.