Checking Accounts

• See our Deposit Rates and Service Charge Schedule for details.
• Switch your Accounts to Natick Federal. It’s quick and easy with our Switch Kit.
• If you need to reorder checks use our secure Check Reorder Form.

NOW Checking Account

Our NOW Checking Account provides the convenience of a checking account with the earnings of many savings accounts.

Benefits:

• Checking Account with monthly statement recording all transactions.
• Earns variable interest rate, compounded and credited monthly.
• No monthly fee, per check fee or foreign ATM charges if a balance of $1,000 or more is maintained, or if you are 60 years old or older. (Other banks may impose their own ATM surcharge.)
• Internet Online Banking and Bill Payment available at No Charge.
• Direct Deposit option.
• MasterMoney or ATM/POS card available at No Charge.
• Overdraft Protection by savings account transfer at No Charge.
• Phone Banking inquiries and funds transfers at No Charge.

Basic Checking Account

This personal checking account is specifically designed for customers who maintain a lower minimum balance.

Benefits:

• No monthly fee or per check fee.
• Internet Online Banking and Bill Payment available at No Charge.
• MasterMoney or ATM/POS card available at No Charge.
• Overdraft Protection by savings account transfer at No Charge.
• Phone Banking inquiries and funds transfers at No Charge.
• Direct Deposit option at No Charge.

Savings Accounts

• See our Savings Rates and Service Charge Schedule for details.
• Switch your Accounts to Natick Federal. It’s quick and easy with our Switch Kit.

Regular Passbook or Statement Savings Account

Watch your deposit grow in a traditional passbook savings or a statement savings account. The choice is yours: the Passbook provides tangible evidence of your savings status with every transaction while the Statement provides a detailed monthly record of all account activity. Both provide secure solutions for accumulating funds for investing and for maintaining liquidity to cover emergencies.

Benefits:

• Competitive interest rate, with interest compounded and paid monthly.
• Unlimited deposits and withdrawals.
• Allows you to access your account 24-hours a day using your ATM card
• Transfer money between accounts with Phone Banking,
• Use the balance to provide Overdraft Protection on your checking account
• Combine your checking and statement savings activities onto one convenient statement
• No monthly service charge, if you maintain a balance of just $10.00 or more.

Money Market Plus Account

This tiered rate account is available as either a passbook account or as a limited checking account with a monthly statement. The minimum balance is only $2,500 with interest rates at money market levels.

Personal Choice Club

Start saving for the holidays or your annual vacation! With weekly or monthly deposits you’ll be ready. We’ll send you the balance of your account in time to beat the shopping rush or before your annual trip, and you’ll be ready to start again for the next year. A Personal Choice Club Account combined with a Direct Deposit, is a simple and painless way to fund any annual event.