Effective Date: May 9, 2012
Rates Subject to Change Without Notice.
Deposits accepted from Massachusetts residents only.
Deposit and Investment Rates
| Description | Rate | AnnualPercentage
Yield (APY) |
MinimumDeposit
to Open |
MinimumBalance to
Earn APY |
| Now Checking | 0.05% | 0.05% | $10 | $1 |
| Basic Checking | n/a | n/a | $10 | n/a |
| Regular Savings (Passbook or Statement) | 0.10% | 0.10% | $10 | $1 |
| Money Market Plus | 0.01% | 0.01% | $2,500 | $1 |
| 0.10% | 0.10% | $2,500 | $2,500 | |
| 0.35% | 0.35% | $2,500 | $10,000 | |
| Personal Choice Club | 0.10% | 0.10% | $5 | $5 |
| Certificates of Deposit | ||||
|
0.30% | 0.30% | $500 | $500 |
|
0.40% | 0.40% | $500 | $500 |
|
0.70% | 0.70% | $500 | $500 |
|
0.70% | 0.70% | $500 | $500 |
|
0.90% | 0.90% | $500 | $500 |
|
1.00% | 1.00% | $500 | $500 |
|
1.25% | 1.26% | $500 | $500 |
|
1.70% | 1.71% | $500 | $500 |
|
0.65% | 0.65% | $500 | $500 |
*APY refers to Annual Percentage Yield based on simple interest. Assumes reinvestment of interest earned at the stated rate. Rates subject to change without notice. Fees may reduce earnings. Substantial penalty for early withdrawal.

