Business Services Borrowing
Favorable rates, flexible terms, seasoned professionals and local decisions make MutualOne Bank the perfect choice for commercial and business real estate financing. If you have a specific goal in mind, you'll want to talk with our commercial team.
Small Business Advantage – Loans under $100,000
We think small businesses deserve a break. Our Small Business Loan Program does just that. It reduces the cost and hassle of getting the financing you need. It also cuts down on the paperwork. We offer Term Loans, Time Loans, and Lines of Credit under our Small Business Loan Program.
You qualify for this special program if:
• Your business is at least one year old
• Your annual gross revenues do not exceed $1,000,000
• Your loan request does not exceed $100,000
More help for local businesses
You will also qualify for preferred pricing and fees if your business is located in Framingham, Natick, Ashland, Dover, Holliston, Hopkinton, Marlborough, Needham, Sherborn, Southborough, Sudbury, Wayland, Wellesley, or Weston.
To apply, download our application (pdf) or stop by any MutualOne office for an application.
Real Estate Financing
Framingham • $300,000
Southborough • $2,328,000
Natick • $625,000
Brookline • $5,480,000
Framingham • $250,000
Natick • $100,000
LOC & SBA Loan
Norwood • $500,000
For further assistance
You can expect a fast response once you have submitted your application. After all, our loan decisions are made locally. If you have any questions – or would like assistance in completing your application – please call 508.820.4000, or visit any of our offices.
Commercial Lines of Credit
Every business needs cash, or quick access to it. With a MutualOne Bank line of credit, you can quickly have access to funds as needed.
No matter what you need to make your business grow, from equipment to replacement or expansion of fixed assets, MutualOne Bank is ready to help with a term loan with favorable rates and terms suitable for your business budget.
Small Business Administration (SBA) Loans
SBA loans make borrowing money easier, because the federal government provides a guarantee to the Bank as support for the loan. Businesses that may not qualify under our typical underwriting criteria are prime candidates for an SBA loan. You might want to consider an SBA loan to start or purchase a business, to finance equipment or other assets, or to create working capital for your business. And you should consider MutualOne because we are an SBA Preferred Lender, which allows us to provide expedited loan decisions.
Business Real Estate Loans
Today's business environment demands fast answers and quick turnaround. Nobody knows that better than the commercial real estate lending team at MutualOne Bank, providing financing for construction or investment properties throughout Massachusetts.
Count on us for:
• Commercial loans for new construction
• Loans for commercial renovation or expansion
• Long-term commercial real estate loans
• Commercial real estate lines of credit
Whether you're looking to buy, renovate, build or invest, you can rely on our loan officers to help evaluate your plans and come up with the most realistic and cost-effective solutions for your specific situation.