Effective May 1, 2006
Charges are subject to change. Proper notice will be given before any change is made.
NOW Accounts *
| Annual Maintenance - if the daily balance drops below $1,000.00 any day of the statement cycle: |
$ 3.00
|
| Per Check - if the balance goes below $1,000.00 between statement dates: |
$ .20
|
Basic Checking Accounts *
* Account holders age 60 & over are eligible for a free NOW or Basic Checking Account with no minimum balance requirement. (Free account means no maintenance fee or per check fee.)
Money Market Plus Accounts
| Account Maintenance - if the daily balance drops below $ 2,500.00 any day of the month: |
$ 1.00
|
| Charge Per Check - Each check over the limit of 3 per statement cycle: |
$ 5.00
|
Regular Savings Accounts
90 Day Notice Accounts
Retirement Accounts
ATM Service Charges *
"On us" ATM transactions-
When using an ATM machine owned by this institution: |
No Charge
|
| NOW Checking Accounts ATM Charges
If a $ 1,000.00 minimum balance is maintained between statement dates:
If the minimum balance goes below
$ 1,000.00 between statement dates:
- 1st four (4) ATM transactions
- Withdrawal
- Balance Inquiry
- Transfers Between Accounts
|
No Charge
No Charge
$1.00
$0.50
$1.00
|
:Basic Checking ATM Charges
- 1st four (4) ATM transactions
- Withdrawal
- Balance Inquiry
- Transfers Between Accounts
|
No Charge
$ 1.00
$ 0.50
$ 1.00
|
Money Market Plus, and
Regular Savings Accounts
ATM Charges
- 1st four (4) ATM transactions
- Withdrawal
- Balance Inquiry
- Transfers Between Accounts
|
No Charge
$ 1.00
$ 0.50
$ 1.00
|
*Note: Owners of other ATMs may charge
Surcharge for the use of their ATM.
Point of Sale (POS)
Internet Online Banking
Internet Online Banking or
Internet Banking with Bill Payment
- Monthly service charge for the use of Online Banking with or without Bill Payment
|
No Charge
|
Phone Banking
Other Fees and Charges
| Stop Payment: |
$ 15.00
|
| Insufficient Funds: |
$ 15.00
|
| Returned Deposit Item: |
$ 15.00
|
| Statement Reconciliation (per hour): |
$ 25.00
|
| Check Copies (each): |
$ 4.00
|
Check Order Charge:
(Depends on the style of check ordered) |
Variable
|
| Lost Passbook: |
$ 5.00
|
| Replacement ATM/Debit Card: |
$ 5.00
|
| Account Research (per hour): |
$ 25.00
|
| Account Inquiries (3 Free per month): |
$ 1.00
|
Checks Purchased
Money Orders:
Treasurer's (2 FREE per day with withdrawals: |
$ 1.00
$ 3.00
|
Wire Transfers:
Domestic:
Foreign: |
$10.00
Variable
|
| Foreign Checks / Checks sent for collection: |
$ 10.00
|
| Tax Levies/Trustee Writs & Legal Process: |
$ 25.00
|
| Escheatment/Abandoned Property: |
$ 10.00
|
Safe Deposit Boxes (annual fee)
| 3" X 5" |
$ 40.00
|
| 5" X 5" |
$ 50.00
|
| 3" X 10" |
$ 60.00
|
| 5" X 10" |
$ 80.00
|
| 10" X 10" |
$ 160.00
|
| 22" X 16" |
$ 450.00
|
Business Checking Accounts
Account Maintenance:
- Account Balances of $10,000.00 or greater
Monthly fee if minimum average balance of $10,000 is maintained between statements dates
- Account Balances of less than $10,000.00 but equal to or greater than $5,000
Monthly fee if average balance of between statement dates is less than $10,000 but equal to or greater than $5,000
- Account Balances of less than $5,000
Monthly fee if average balance of between statement dates is less than $5,000
|
No Charge
$10.00
$20.00
|
Check Withdrawals:
- Per check fee for the first one hundred (100) check withdrawals between statement dates
- Per check fee for each check withdrawal over one hundred (100) between statement dates
|
No Charge
$ 0.25
|
Charges are subject to change. Proper notice will be given before any change is made.
