Home Equity Program Choices
Home Equity borrowing may provide a tax savings way to use the untapped value in your home. (Consult your tax advisor.) We can provide funds to spend any way you please: make home improvements, pay tuition, buy a new car or consolidate debts. Choose the program that's right for you. See our Lending Rates.
- Access the equity in your home without refinancing the first mortgage.
- Borrow up to 75% of the appraised value or 70% of the assessed value of your property.
- Available for amounts of $10,000 to $200,000.
- Convenient monthly statements disclosing all activity.
- No prepayment penalties.
- No annual fees.
- Prompt approvals.
- May provide tax benefits. (Consult your tax advisor.)
Fixed-Rate / Fixed-Term Home Equity Loans
With our Fixed Rate Home Equity Loan you'll receive the total loan amount at closing and have the security of knowing your interest rate and monthly payments are fixed for the life of the loan. See our
Lending Rates. and
Apply Today.
Home Equity Lines of Credit
We can provide funds to spend any way you please over time. As the principal is repaid, the loan value is restored and available to borrow again. Interest is charged only on the monies as they are drawn. You can also choose the repayment plan that fits your needs. See our
Lending Rates.
For more information, call us at 508-653-2340 and speak with one of our loan specialists.